Woodmaster Kitchen & Bath Inc. · Woodland Hills, CA Contact us: 818-834-1111

Financing

Pay for energy upgrades over time

Plenty of homeowners pay for solar, batteries, heat pumps, windows and insulation with a loan from a third-party lender instead of all at once. Here is how that works with us, in plain terms.

Financing disclosure. Financing is offered through third-party lenders and is subject to credit approval. Rates, terms and eligibility vary. Woodmaster Kitchen & Bath Inc. is not a lender.

How it works

How financing works, step by step

It starts the same way as any job: a home visit and a written price. Financing comes after you know what the work costs.

  1. Home visit

    We walk the house with you and look at the roof, panel, attic and windows. Have a year of SCE or LADWP bills handy if you can.

  2. Written price

    You get a written proposal with the full project price, item by item. You know the total before you apply for anything.

  3. Apply with a lender

    If you want to finance, you apply with a third-party lender. The lender reviews your credit and decides on approval, the rate and the term.

  4. Sign and schedule

    Read the loan offer and our contract, and sign when you are ready. Then the permits go in and the work gets scheduled.

What people finance

Upgrades homeowners ask to finance

Ask about financing for any of these. Which projects a loan can cover is up to the lender and its program.

Solar panels

Panels sized from a year of your bills and installed by a licensed solar partner, with the permits and the SCE or LADWP interconnection.

Battery storage

Stores daytime solar power for the evening and can back up key circuits in an outage.

Heat pumps

Heat pump heating and cooling for the whole house, and heat pump water heaters that replace the gas tank. Installed by licensed partners.

Windows and sliding doors

Dual-pane, low-E windows, sliding doors and skylights that keep afternoon heat outside.

Insulation and air sealing

Attic, wall and crawlspace insulation, plus sealed gaps around pipes, wiring and can lights.

Cool roofs and re-roofing

Reflective roofing that stays cooler in the sun, laid out so solar panels can go on now or later.

Before you apply

What to have ready when you apply

Every lender sets its own list. These are the things lenders commonly ask for, so it helps to have them close by.

Questions about the paperwork? Ask us at the home visit, or call 818-834-1111.

  • Our written proposalThe lender will want to see the scope of work and the full project price.
  • Photo IDA driver's license or other government-issued photo ID.
  • Proof of incomeRecent pay stubs or tax returns, depending on how you earn.
  • Proof you own the homeA recent mortgage statement or property tax bill.
  • A year of utility billsYour SCE or LADWP bills. Our solar partner also uses them to size solar and batteries.

Honest notes

Read this before you sign anything

A loan is a contract between you and the lender, separate from your contract with us. Keep these four things in mind.

Credit approval is required

The lender decides whether to approve your application. We don't make that decision, and we can't promise an approval.

Rates and terms vary

Your rate, term and monthly payment depend on the lender, the program and your credit. Ask for the APR and the total you will repay.

Compare offers

Get more than one offer before you choose. Your own bank or credit union is worth asking too.

Read the contract

Read the loan agreement in full, including the fees and what happens if you pay it off early. Ask questions until every line makes sense.

Utility rebates

Rebates and incentives change often. We check what your utility offers before we quote.

Financing disclosure. Financing is offered through third-party lenders and is subject to credit approval. Rates, terms and eligibility vary. Woodmaster Kitchen & Bath Inc. is not a lender.

Financing questions

Ask about financing at your home visit

Call, send a WhatsApp message or email us about the house and the upgrades you have in mind. We'll set up a home visit and go over financing with you there.

Office

22900 Ventura Blvd, Suite 205
Woodland Hills, CA 91364
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Cabinet shop

8133 Clybourn St
Los Angeles, CA 91352

Second line

818-968-7575